Which travel insurance

Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company.

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Read our Privacy Policy for full details. Safer travel starts with travel protection. Required Field Travel Dates. Required Field Plan Start Date. Age of Traveler Primary Traveler's Age:. Additional Traveler's Age:. Travel insurance for unexpected events. From the ash cloud to strikes to the Covid pandemic, unexpected events can push travel insurance policies to their limits. Find out what you're covered for. Holiday company travel insurance reviews. Best and worst cruise insurance. Find out how cruise insurance works and what types of cover a good policy should include.

Best and worst ski insurance. Find out how ski insurance works and what types of cover a good policy should include. Related guides in Which? Best travel credit cards.

Regularly go on holiday or shop on foreign websites? But accidents and illness can happen, no matter where you are in the world. Taking out travel insurance can give you peace of mind for the unexpected.

But as well as medical cover, your travel insurance might compensate you for cancellation and changes to your plans if your travel operator won't refund you. Just make sure you understand what's included when you take out the cover, especially for Covid-related claims. Our panel includes travel insurance providers that can give you a quote for policies with cover for many declared serious medical conditions.

If you have more extreme and serious medical conditions, Money and Pension Service MaPs has launched a directory of insurance providers who may be able to give you a quote over the phone.

If you need extra cover for winter sports or a cruise, for example. The usual things — like your name, age and email address. You need to choose the right insurance for your trip. Think about how frequently you travel, where in the world you're going and what you'll be doing. Single trip travel insurance covers you for one destination, usually for trips of up to 30 days. You can bolt-on cover for activities too, like skiing. Annual travel insurance covers you for multiple trips for one year.

If you travel regularly, it can work out cheaper. There are two types of worldwide cover : including America, Canada and the Caribbean, or excluding them. Travel insurance for your whole family , or a group of friends, under one policy. It usually works out cheaper than everyone buying individual policies, unless someone has a pre-existing medical condition.

Cruise travel insurance covers issues you won't experience on dry land, like cabin confinement and missed boats. If you need travel insurance for a pre-existing medical condition , you need to let the insurer know.

Otherwise, they won't cover you for it. If it gets worse while you're away, and you haven't declared it, they won't help you with any medical costs or repatriation. It's harder, but not impossible, to get affordable travel insurance for older people. Winter sports travel insurance has cover for your kit and clothing, as well as covering the risk of injuries from skiing and snowboarding.

Travel disruption cover will compensate you if your trip is interrupted by something outside your control, while cancellation cover will pay for your losses if you need to call off your trip for certain reasons. Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations.

We evaluated 46 plans to find the best travel insurance. Read more. Do I Need Travel Insurance? Our Guides. Compare Travel Insurance Quotes. Preferred Plan Platinum. Covers Covid? Why We Picked It. Generous medical and evacuation limits. Includes concierge services such as restaurant and hotel referrals and reservations, luxury rental arrangements such as villas and charter planes, golf course information and more. Travel delay and baggage coverage kicks in only after hour delays.

Preferred Plan Travel. Good hurricane and weather coverage. No rental car coverage available. Preferred Plan Pandemic Plus. Covers financial default of a travel supplier after a day waiting period. Sports equipment loss is included in baggage coverage.

Superior pricing for the benefits included. Preferred Plan TripProtector. Top-notch coverage limits for medical expenses and evacuation. Preferred Plan Gold. Top-notch medical evacuation benefits. Travel delay benefits kick in after only a 3-hour delay. Excellent hurricane and weather coverage. Includes coverage for sports equipment loss. Pricey among the plans we analyzed but you buy superior benefits. Baggage delay benefits require a hour delay.

Preferred Plan Prime. Superior medical evacuation coverage limit. Good price for the level of benefits included. Medical coverage is lower than most other top plans but might be sufficient for your needs. Baggage delay coverage requires a hour delay. Preferred Plan RoundTrip Choice. Superior medical expenses and medical evacuation coverage limits. State Department that you should leave the country due to civil, military or political unrest.