Someone who needs to go to hospital. Though, if it's urgent and they live in the city, they'd be better off calling an ambulance. I owe him — plus he has stuff on me. Can't discuss specifics. Let's just say teenage years were a bit crazy.
Once threatened okay "tried" to kill me with an axe over "Kiss Army" poster. If housing bubble bursts, may need to hit him up for loan. Police officer in hot pursuit of criminal. I could be deputized. If he's asking to borrow my car I know it must be important. So that was my list. Not long, not far-reaching but 10 items longer than it had previously been. I had come somewhat to terms with my fear of car lending.
The composition of a list shed light on the other side of the borrowing equation. Part of my reluctance to share my car comes from my reticence toward borrowing one. As far as cars go, I'm with Polonius or Gilligan, whichever TV character sang it first : "Neither a borrower nor a lender be. Let's say, for argument's sake, I did have "friends. What if I hit something? What if someone hits me? How do I come back to my friend's house and say, "Look you lent me your car for 45 minutes and I backed into a fence.
After all, I'm a guy who once backed a cube van into his boss's office. I've worked so hard to get an actual friend and now each time he sees me he's going to have the "Better Get Maaco" commercial running through his head. No thanks. I'll rent. You'd think this moral code would break down when it comes to my borrowing luxury vehicles. Well, I have to admit there is a little more wriggle room.
I've heard of automotive journalists being lent plush rides by manufacturers — gorgeous high performance sports cars. If, for instance, someone wants to lend me a Chevrolet Corvette Lingenfelter or a Maserati Grandturismo Stradale, I'd consider borrowing it.
Even a Toyota MR2 would do. Yet, though you might find it hard to believe, I don't hear too much from car manufacturers. Like not at all. In the interim, I suppose, I'll just have to be content with what I've got and never, ever, ever lend it to anyone except close family members, those in medical emergency, police officers, Santa Claus, Buddha and Jesus.
Except for the mechanics and only for repairs. Lent my second car to a friend who drives highway miles per week. He drove 6, miles which was fine with me…Its old with k miles so I didnt mind, it was clean and mechanically in excellent shape new engine etc but he returned it with a 1 ft crack in the winshield….
I recommend not doing it at all. I would never do it again no matter how much in need they are. Let them take care of it themselves. Be prepared to lose more than expected. Recently my son who lives and works in a different State, came to visit us. With our permission he drove our car to drop our daughter to the Airport.
As he is a Contract IT Manager for a company in our State, he lives out of hotels when on work normally a year. On his return a front right tire blew up and the car severed and hit the curb. Being a BMW i, the insurance Co. My son was not on the policy as he lives out of State and rarely vists home. The Ins. Added him and doubled the premium and no car, just paid the claim after over 2 months.
We had 3 cars , now only 2 and premium twice the amount from before. Guess the co. AAA, without any notice. Excellent reading. All the topics are so relevant snd must read. Many thanks. I have a geico insurance policy. I am the owner of a car that I am selling to a family member.
I have him on my insurance because he is driving it right now as we speak. The car will stay in my name until he finishes paying what he owes me but I want to have him get his own insurance under his name but I still own the car.
Would it be best if I tell him to get himself insurance, instead of staying connected to me. Or is it best to keep him on because it is still my car? If my name is under insurance but I am not the primary holder, and I get into an accident will geico cover it? Just curious i have a car insured in my name but i let my mom use it daily somehow or another the ins comp has caught on and sent me a letter regarding they are listing my mom as driver on the policy theirfore they increased my rate dont understand how they new she was driving it.
Does the borrower have a good driving record? Is my insurance up to date?
0コメント